удържам означава в английски

deduct [deducted, deducting, deducts]▼(to take one thing from another)
verb
[UK: dɪ.ˈdʌkt] [US: də.ˈdəkt]

withhold [withheld, withheld, withholding, withholds]▼(to retain)
verb
[UK: wɪð.ˈhəʊld] [US: wɪðˈhoʊld]