ripagare znamená v Angličtina

pay back▼(to repay)
verb
[UK: peɪ ˈbæk] [US: ˈpeɪ ˈbæk]

pay off▼(to pay back; to repay)
verb
[UK: peɪ ɒf] [US: ˈpeɪ ˈɒf]

refund [refunded, refunding, refunds]▼(to return (money) to (someone))
verb
[UK: rɪ.ˈfʌnd] [US: rə.ˈfənd]